Club Terms
Last updated October 23, 2026. These Club Terms apply to clubs, schools and programs that use Kiddie Kredit ("your club"). "We" means Leaping Harts, Inc. dba Kredit Academy, which makes Kiddie Kredit. Our Terms and Conditions and our Privacy Policy also apply.
1. Fees
Price. On the monthly plan, $5 per connected child per month. On the yearly plan, $48 per child per year, paid in advance. Each child above 200 is $3 a month on the monthly plan, or $36 a year on the yearly plan. Networks, such as an association of clubs, may agree a different price with us in writing.
Connected child. A child is connected when their parent has enrolled them in your club and has not withdrawn. On the monthly plan, we bill the highest number of connected children on any day of the calendar month (UTC).
Founding price. If your club starts paying before October 18, 2027, your price stays the same for 12 months from the day you start.
Taxes. Prices do not include sales tax. We add tax where the law requires it, based on your billing address.
Sponsors. A sponsor may pay for some or all of your children. We bill you only for the children a sponsor does not cover.
2. Paying
Card, through Stripe. You pay by card on the Kiddie Kredit clubs portal, processed by Stripe. You never pay inside the Kiddie Kredit app.
Monthly billing. We bill at the start of each month for the month before.
Yearly billing. We bill the yearly plan when you start, for the number of children you choose. If more children connect during the year, we bill the extra children at once, for the rest of the year. We never lower the number during the year.
Renewal. Both plans renew automatically until you cancel. We email a reminder before a yearly plan renews. You can cancel at any time in Manage Billing. Cancelling takes effect at the end of the period you have paid for.
Refunds. We don't refund past months or the unused part of a year, except where the law requires it.
3. If a payment fails
Retries. We retry a failed payment and email your club's admins.
Pause. If a bill is still unpaid when the next calendar month ends, we pause your club. Families can't see your club's tasks or rewards, and your club can't invite families or hand out join codes. Families keep everything else in the app, and nothing is deleted. Paying the bill ends the pause right away.
Deletion after 90 days. If your club stays paused for 90 days, we delete your club's data: its groups, tasks, rewards, staff accounts, join codes, family invites and enrollment records. We email your club's admins when the pause starts, and again at least 30 days before we delete anything. Families keep their own records, including what their children earned. We keep billing records as tax law requires.
4. Changes
Price changes. We give at least 30 days' notice by email before a price change affects you. A change never applies during your founding price period, or during a yearly period you have already paid for.
5. Contact us
Questions about your club's billing: email info@kiddiekredit.com.